When purchasing a home, you are faced with a multitude of decisions. The primary one is whether you are actually prepared to purchase a home. Finding your dream home and obtaining a mortgage loan is not always easy. Although, once you are ready to move forward towards your home-purchasing goal, it will be very rewarding.
I will make your real estate expierence smooth, enjoyable and less time-consuming. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate properties for sale that match your specifications, and help you through the many details related to the actual purchase.
I am knowledgable about the current housing market and tri-cities neighborhood values, which will be beneficial as I help you find your dream home.
Your First Step
Why do you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To move up to a bigger house? Decide what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."
Consider the area (city, suburb, rural); community; neighborhood (older and settled or brand new; a particular school catchment; commute time; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment).
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you may want to sell. Consider how long you expect to live in this particular home.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
The Right Home For You
Once you've completed the above steps we are ready to start your home search! I have the best possible resources available to help find your dream home. You can even search listings here on my website. I will help you every step of the way.